In recent news, you may have heard that Progressive is offering drivers a unit that gets plugged into the car so that the insurance company can track your driving habits. Read the full article here.
If you fall into one of these categories, definitely DO NOT sign up for this "service"
- If you drive more than 12,000 miles a year
- If you average 80+ mph on the highway, and sometimes hit 110 mph when you know the car in front of you is doing the same because they have this gadget call the radar
- If you are cheating on your spouse
- If you have a bad driving record and cars tend to hit you or you tend to hit cars
Even if I fell into the category of "safe" driver, which I do by the insurance definition, which I think is good driving record, I would not have this thingy a jig installed. It's an invasion of privacy. Even if the car just sits in the garage 24 x 7, why would I want the insurance company knowing that it just sits there?
But money talks. If it can save me 70% or more on my car insurance bill, maybe I'll put this tracking device in the car. But until then, no way Jose.
If you think about it more, if you do get into an accident, this device will probably be able to tell the insurance company more than you want them to know. For example, it will be able to exactly say what speed you were driving at and the exact location, and maybe other facts that you might not want them to know. Those white lies may no longer work, and you no longer can squeeze yourself out of a bad situation.
Would you have this tracking device installed in your car?
What would you do if the insurance company mandates that you install this device in your car?
Quilt & Bitch